Built on credit.
Grown on trust.
Founded by Andrea Torres, Novaseed is built on deep lending expertise, clear guidance and genuine client care. With over 15 years of experience across commercial lending, mortgage broking, credit analysis and risk-aligned structuring, Andrea helps clients navigate property and finance decisions with clarity, confidence and a long-term perspective.
15 Years Credit Experience
·
Self Employed
·
SMSF
·
Owner Occupier
·
15 Years Credit Experience · Self Employed · SMSF · Owner Occupier ·
Who we help
Clear advice. Strong structure. Calm execution.
SME & business owners
Income doesn’t show up clean on paper - we structure it the way lenders actually assess it.
Explore SME lending
Investors
Structure matters more than rate. Lending that keeps working as your portfolio grows.
Explore investment lending
Owner-occupiers purchasers & refinances
Whether you’re buying your first home, refinancing our aim is to provide you a seamless experience.
Explore home-lending finance
We understand structures can be complex.
So we make sure yours is understood.
You’re self-employed
Complex income is exactly
what we are built for. Structured upfront.
You have limited time
Structured upfront. No unnecessary back and forth.
You want someone who
understands what’s at stake
We think like a credit team,
so your application stands on its own.